Afroz Mohammed
Commercial Property & Casualty Insurance
Risk Intelligence, Underwriting Systems, and Insurance Digitalization
About
Research & Publications
Original Contributions to Insurance Systems
Published Media Coverage
The following publications feature articles and commentary on commercial property and casualty insurance, underwriting systems, artificial intelligence, and construction-related risk.
Drawing from practical insurance operations and systems-level analysis, these contributions examine underwriting workflows, risk information management, emerging technologies, and opportunities for innovation across the insurance industry.
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“What Homeowners Should Understand Before Remodeling Work Begins”
Publication: Houston Chronicle (Sponsored Content)
Description: Article addressing residential construction risk and pre-project considerations, contributing practical insights on risk exposure and insurance implications for homeowners.
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Feature Article – Houston Builder Magazine (Jan/Feb 2026 Issue)
Publication: Greater Houston Builders Association
Description: Industry publication covering construction risk, insurance considerations, and underwriting perspectives relevant to builders and developers.
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“What Commercial Clients Ask Agents About AI”
Publication: Insurance Thought Leadership
Description: Industry commentary examining how artificial intelligence is changing client expectations within commercial insurance.
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Peer Review and Editorial Roles
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Program Committee Reviewer – IEEE Conference on Secure and Trustworthy CyberInfrastructure for IoT and Microelectronics (SaTC)
Role: Peer review of submitted research papers; evaluation of technical merit, originality, significance, and relevance
Location: Houston, United States / Conference Website
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Reviewer – IEEE Conference on Generative AI for Secure Systems (GAISS)
Role: Peer review of submitted research papers; evaluation of technical merit, novelty, technical depth, and fit with secure Generative AI.
Location: Austin, United States / Conference Website
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Reviewer – International Conference on Artificial Intelligence, Robotics and Control (AIRC)
Role: Reviewed and scored academic submissions in artificial intelligence and applied systems
Location: Savannah, United States / Conference Website
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Reviewer – IEEE Conference on Artificial Intelligence (CAI)
Role: Evaluation of research manuscripts for acceptance decisions on industrial technology applications
Location: Granada, Spain / Conference Website
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Reviewer – International Conference on Intelligent Systems, Blockchain, and Communication Technologies (ISBCom)
Role: Peer review of interdisciplinary research submissions based on originality, significance, and technical merit
Location: Central Michigan University, United States / Conference Website
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Reviewer – International Conference on Intelligent Digitization of Systems and Services (IDSS)
Role: Assessment of technical papers and research results on all aspects of intelligent digitization
Location: San Antonio, United States / Conference Website
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Reviewer – International Conference on Modern Computing, Networking and Applications (MCNA)
Role: Evaluation of research quality and applicability on Modern Computing, Networking, and Applications
Location: San Antonio, United States / Conference Website
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Reviewer – International Conference on Emerging Trends and Applications in Artificial Intelligence (ICETAI)
Role: Peer review of research papers and recommendations for acceptance decisions based on originality, significance, and technical merit
Location: Istanbul, Turkey / Conference Website
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Reviewer – International Conference on Sustainable AI for Social Impact and Global Development (SASIGD)
Role: Peer review of original research papers addressing the application of artificial intelligence for sustainable development and social good
Location: Hyderabad, India / Conference Website
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Reviewer – Americas Conference on Information Systems (AMCIS)
Role: Peer review of original research papers in information systems, evaluating technical merit, originality, and practical relevance
Location: Nevada, United States / Conference Website
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Reviewer – The Annual Pacific Asia Conference on Information Systems (PACIS)
Role: Peer review of latest research papers and recommendations for acceptance decisions based on originality, significance, and technical merit
Location: Jakarta, Indonesia / Conference Website
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Reviewer – International Conference on Information Systems (ICIS)
Role: Peer review of scholarly research submissions in information systems, assessing originality, methodological rigor, technical contribution, and relevance.
Location: Lisbon, Portugal / Conference Website
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Peer Reviewer – Elsevier Journals
Role: Independent peer review of scholarly manuscripts for publication decisions
Publisher: Elsevier / Reviewer Information
Conference Speaking and Invitations
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IEEE Conference on Secure and Trustworthy CyberInfrastructure for IoT and Microelectronics (SaTC)
Invited Speaker
Topic: Auditable AI for Cyber Risk Assessment
Description: Delivered an invited presentation on the application of auditable artificial intelligence to cyber risk assessment, highlighting governance frameworks, explainability, accountability, and transparent decision-making in security and risk management systems.
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2026 ISACA Greater Houston Chapter Spring Conference
Panel Discussion: Explore the Future of AI Auditing
Role: Panelist
Description: Joined industry leaders in a panel discussion on the future of AI auditing, focusing on governance, risk management, compliance, cybersecurity, and the evolving role of audit professionals in assessing AI-driven systems and business operations.
Location: Houston, Texas, United States / Conference Speaker Profile
Awards, Memberships, and Services
- Recipient of the 2015 Berkadia Employee of the Year Award
- Active member of IEEE, ACM, IAENG, and ISACA
- Advisor to the TAAHP Houston Chapter of LAMA
- Member of the American Risk and Insurance Association (ARIA), a scholarly association dedicated to risk management and insurance research
- Member of the National Association of Home Builders (NAHB), Texas Association of Builders (TAB), and Greater Houston Builders Association (GHBA)
- Member of the Texas Affiliation of Affordable Housing Providers (TAAHP)
- Member of the Independent Insurance Agents of Texas (IIAT) and Independent Insurance Agents of Houston (IIAH)